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Have you been mis-sold a PPI (payment protection policy) for your loan or credit agreement? First Refunds are here on hand to help you claim back a refund if you are entitled to it. PPI is supposed to be there to help you if you cannot pay back the monthly payments you owe if you become ill or unemployed but in most cases is mis sold by the banks or lenders because they want to make the most money off you as possible. It is estimated that around 2 million people have been sold PPI when not necessary and www.firstrefunds.com have made it there mission to help people claim back the money from these policies.